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Tax Planning for Individuals and Business Owners
Tax Free Retirement can only spell out one basic strategy, and that is using the IRS Tax codified advantages of an insurance product. Specifically, a life insurance product. The product that incorporates the best of two worlds, no downside risk with upside cash accumulation potential, is Indexed Universal Life.
WHAT IS INDEXED UNIVERSAL LIFE (IUL) INSURANCE?
Indexed universal life nsurance can be a smart, tax-advantaged way to grow your hard-earned money without downside market risk. It can also help you achieve peace of mind by providing a tax-free death benefit for your loved ones. With an IUL, you have the opportunity to grow cash value based on the movement of an underlying index account. This helps you optimize your retirement income so when you’re ready, you can access your cash value tax-free through policy loans. These loans are a major benefit for retirees looking to supplement income. You’re able to borrow against the cash value of your policy, but still potentially earn interest on the loans you take. This powerful feature helps ensure you get the most out of your IUL. While IUL offers many important benefits, it can sometimes feel a bit overwhelming trying to find the right policy—especially when there are so many products available on the market. To help you through the process and identify a suitable policy, we as your financial professional, will educate and guide you into the most effective goal oriented solution available. Book your appointment today.
Indexed universal life nsurance can be a smart, tax-advantaged way to grow your hard-earned money without downside market risk. It can also help you achieve peace of mind by providing a tax-free death benefit for your loved ones. With an IUL, you have the opportunity to grow cash value based on the movement of an underlying index account. This helps you optimize your retirement income so when you’re ready, you can access your cash value tax-free through policy loans. These loans are a major benefit for retirees looking to supplement income. You’re able to borrow against the cash value of your policy, but still potentially earn interest on the loans you take. This powerful feature helps ensure you get the most out of your IUL. While IUL offers many important benefits, it can sometimes feel a bit overwhelming trying to find the right policy—especially when there are so many products available on the market. To help you through the process and identify a suitable policy, we as your financial professional, will educate and guide you into the most effective goal oriented solution available. Book your appointment today.