SERVICES

Social Security & Medicare Planning

Medicare is our country’s health insurance program for people age 65 or older. You may also qualify if you have permanent kidney failure or receive Disability benefits.

Review the parts of Medicare
There are 4 types of Medicare coverage, known as “parts.”

When to sign up
There are 3 enrollment periods for Medicare. It’s important to sign up as soon as possible to avoid penalties or gaps in coverage.

You’ll sign up for Medicare Part A and Part B through Social Security.

Good news, we will help you navigate the Medicare landscape of choices, plans, and options for your needs and particular to your county.

Social Security

You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age.

Call Us or Request An Appointment for a no obligation consultation on either Medicare, Social Security, or both.

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401K / 403B / Pension / IRA Pre Q Discovery Form

Personal Details:
Personal Income:
Spouse Details:
Spouse Income:
DEBT:
ASSETS:
Savings / CD
Real Estate:
Primary Residence
Investment Property

Optimized Retirement Pre Q Discovery Form

Personal Details:
Personal Income:
Spouse Details:
Spouse Income:
DEBT:
ASSETS:
Savings / CD
Real Estate:
Primary Residence
Investment Property

Commercial Lending Pre Q Form

********** NOTE: Partial Interest Only loans have an initial IO period, followed, by a fully amortizing period until maturity. The initial IO period generally depends on the Rate Type. 5/6 ARM = 5 years 7/6 ARM = 7 years 10/6 ARM & 30 YR FRM = 10 years" **********