OUR SERVICES

What We Provide

We provide financial solutions that offer clients more control, predictability and flexibility to shape the life and legacy they’ve worked so hard to build.
Since 1985, James Hewitt Financial & Insurance has been in the small and large group business health insurance, and employee benefits industry.
Send us your information, then sit back and relax. We set up garnishments and other tax withholdings to calculate how much your people should be paid.
Planning for retirement is an important time in your life where you should be asking yourself how much money you will need to live a comfortable life.
Tax Free Retirement can only spell out one basic strategy, and that is using the IRS Tax codified advantages of an insurance product. Specifically, a life insurance product.
The good news is that there is a unique solution that, when properly designed, can help you address your biggest retirement concerns. This alternative strategy aims to help.

Medicare is our country’s health insurance program for people age 65 or older. You may also qualify if you have permanent kidney failure or receive Disability benefits.

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401K / 403B / Pension / IRA Pre Q Discovery Form

Personal Details:
Personal Income:
Spouse Details:
Spouse Income:
DEBT:
ASSETS:
Savings / CD
Real Estate:
Primary Residence
Investment Property

Optimized Retirement Pre Q Discovery Form

Personal Details:
Personal Income:
Spouse Details:
Spouse Income:
DEBT:
ASSETS:
Savings / CD
Real Estate:
Primary Residence
Investment Property

Commercial Lending Pre Q Form

********** NOTE: Partial Interest Only loans have an initial IO period, followed, by a fully amortizing period until maturity. The initial IO period generally depends on the Rate Type. 5/6 ARM = 5 years 7/6 ARM = 7 years 10/6 ARM & 30 YR FRM = 10 years" **********