1. SAVING FOR RETIREMENT

THE POWER OF INDEXED CREDITING
Over the years, you’ve probably invested your retirement savings in equities, such as stocks, mutual funds and exchange-traded funds (ETFs). While equities can help grow your assets for retirement, they also expose you to market risk. Our alternative strategy offers indexed crediting, a powerful way to lock in market-like returns without losing money to downturns. This helps build your retirement savings potential while protecting it from downside risk. So when the market dips, you can take advantage of a 0% floor, meaning you won’t lose any money due to market downturns. Request an appointment, to see how a traditional equities approach compares to indexed crediting during the accumulation years. 

2. THE INCOME PHASE

CREATING YOUR TAX-FREE RETIREMENT “PAYCHECK”
Now that you’ve seen the power of indexed crediting in the accumulation phase, it’s time to find ways to generate a sustainable stream of tax-free income—while continuing to boost and protect your accumulation potential in retirement. During this phase, many retirees are hit with the startling reality of the impact of taxes which make up one of the largest bills in the income years. The type of retirement account you have—such as a traditional or Roth IRA—dictates how your contributions and income are taxed.  

Our alternative strategy offers not only the protection of indexed crediting, but more control over how your retirement income is taxed. By turning your traditional IRA into a tax-smart retirement income vehicle—similar to a Roth IRA—you can potentially minimize taxes over the long term. And when you combine tax-free benefits with indexed crediting, you can increase your growth potential and protect savings from market dips, as well as generate tax-free income that can last a lifetime. 

HERE TO HELP

Planning for your retirement objectives doesn’t have to be overwhelming. Our alternative strategy—offering the powerful combination of indexed crediting and tax-free income—can give you more control over your accumulation and income. It can help boost and protect your retirement savings potential, as well as generate a sustainable source of tax-free income designed to last a lifetime. We can help guide you through the process and discuss an alternative strategy that makes sense for you. Contact us today to get started.